Chris began his career in the insurance industry in May 2013 as a personal producer and early pioneer in the self-employed insurance market.
Today, he serves as a Divisional Sales Leader overseeing a team of more than 60 agents, with physical office locations in three major cities: Oklahoma City, Tulsa, and Kansas City.
Collectively, Chris and his team service clients across more than 33 states and have generated over $100,000,000 of in-force premium.
Let’s be honest: health insurance isn’t exactly exciting, and it can be incredibly confusing. Many consumers end up choosing the lowest-cost option, thinking they’ve found a great deal, only to discover later that the plan wasn’t the right fit. Other times, people are guided by overly enthusiastic agents chasing commissions and recognition from their peers rather than focusing on what the client actually needs.
The truth is, insurance was never meant to be one-size-fits-all, and it doesn’t have to be complicated. Chris understands that everyone has a different situation, different priorities, and different healthcare needs.
The bottom line? Some people benefit greatly from the Affordable Care Act—and some don’t. Depending on your circumstances, Chris will ask thoughtful questions about your health history, prescriptions, preferred doctors, and future needs long before recommending any specific plan or company. That’s the foundation of his approach. At the very least, you’ll walk away with a straightforward education and clear guidance toward the plan that actually fits your situation.
Chris’s commitment to serving his clients and referral partners has led to plenty of professional milestones—along with a few shiny plaques and the occasional tropical vacation.
But if you ask Chris what really gets him out of bed each morning, it’s not the awards or recognition. It’s the opportunity to help individuals and families truly understand their health insurance—especially when it matters most, like during a claim or an unexpected change in health.
Copyright © 2026 Obamacaresucks.com - All Rights Reserved. Tel. 405-888-1116 Email Chris@downham.agency
The Downham Agency | Downham Enterprise LTD.
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Quick reality check: Obamacare actually helps a lot of people—about 81% of Americans qualify for subsidies, and that’s a good thing. This site isn’t here to bash the system. It’s here to help the other 19% who don’t qualify and feel like their premium looks like a car payment. After 13+ years helping people on and off ACA plans, we know one thing: not everyone should be driving the same insurance minivan.
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