When Obama was pitching Obamacare, he realized people would be concerned about losing their current insurance and paying higher prices.
If the American public believed this, Obamacare would be dead on arrival. So, he repeatedly insisted that this would NOT be the case. Here are some quotes from President Obama:
If you’re one of the more than 250 million Americans who already have health insurance, you will keep your health insurance. This law will only make it more secure and more affordable.
If you like your doctor, you can keep your doctor. If you like your current health insurance plan you can keep it.
If you like your doctor, you will be able to keep your doctor, period. If you like your health care plan, you’ll be able to keep your health care plan, period. No one will take it away, no matter what.
Now, anyone who did even a cursory reading of the Affordable Care Act knew the President was lying.
The bill mandated that all policies increase their coverage and the federal government would establish what a minimum health insurance would have to include. Existing plans that did not meet the minimums would be illegal.
This is tantamount to mandating that every hamburger in the country be sold with cheese, fries, and a drink and then insisting that the price of hamburgers wouldn’t go up.
If you just want a plain burger and nothing else, tough luck. You have no choice. Of course, prices would go up. To argue otherwise is illogical at best and dishonest at worse.
Realizing this, I expected my catastrophic insurance policy to be outlawed come January 1, 2014. Guess what? I was right!
On September 27, I received a letter from Anthem BlueCross that included a “Notice of Individual Health Benefit Plan Withdrawal: Information about the withdrawal of your current policy and other changes due to the requirements of the new health care laws.” (Click here to see a scan of the letter.)
Ok, so I can’t keep my current policy like President Obama promised.
I should be able to get a cheaper one, right?
Right now, my monthly rate is $144. (Bank statement screenshot below.)
These are the prices for the Bronze level policies in my area.
Let’s do the math. Come January 1, my rates will jump from $144/month to $255/month. Also, my income is too high to qualify for a subsidy. This means my rates will jump $111/month or 77%!
I’m certain this is only the beginning. Thousands of people will realize that it’s much cheaper for them to pay the Obamacare tax fine and wait to buy insurance until they really need it. Why not? It makes complete sense!
If car insurance worked like Obamacare, you could drive without insurance and wait until you had an accident. Since companies couldn’t deny you for “pre-existing” damage, you would make out like a bandit.
You could save months or even years of paying premiums and then hit the jackpot when you needed coverage.
It doesn’t take a rocket scientist to realize that car insurance rates would skyrocket very quickly. The same will happen to health insurance.
Of course, it doesn’t matter how much reason you shove into the face of Obamacare supporters. They just don’t care.
The primary goal of Obamacare was never to insure the uninsured. If that was the reason, they would have simply created a government program to take care of the uninsured.
There was no need to completely overhaul the entire system and affect every person in the country. But a simple fix to the problem would not have led to a single-payer AKA monopoly-payer system.
It’s somewhat ironic that the supporters of the Soviet-style statist takeover of the US healthcare system are overwhelming pro-choice on abortion but not pro-choice on whether a person has to join the Obamcare. If Obamacare is so good, why isn’t it voluntary? What about a man’s right to control his body?
Government apologists have already started coming out of the woodwork. Millions of people are getting cancellation notices and sticker shock with the new government compliant Obamacare policies. Heres’ the #1 complaint:
I was happy with my policy. Obamacare killed it and now the replacement is more expensive.
Government tool response:
Sorry to hear that but you’re getting a much better policy! You should be happy!
Look, socialist. Err, sorry. I meant “progressive.” If I wanted a policy with more coverage or benefits, I would have gotten it. I like the policy I bought. That’s why I bought it and renewed it.
The government essentially made affordable catastrophic policies illegal. To put it in simple terms, it’s like the government outlawing all Honda Civics and then telling you the Accords are better. Sure, an Accord is more luxurious than a Civic but there’s a reason people buy Civics. They’re more affordable and suit their needs!
But it’s worse than that! You don’t have to buy an Accord but you have to buy health insurance whether you want to or not.